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Chris Johnson Headshot
Nice to meet you! My name is,

Chris Johnson

President/CEO
NMLS#: 211956

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Hello, welcome to my page.

I have been enjoying the mortgage business since 2004. I have seen many changes in the industry.

Being able to adapt to these changes has been a critical component to my success. My persistence and dedication help deliver the desired results for my clients.

The NorCal Mortgage Team is here to handle your real estate financing needs. We bring cutting edge technology to help deliver a trouble free transaction.

As a California native, I have been enjoying North Georgia since 2020. I have extensive real estate knowledge for both states. I also lend in Florida and Texas.

When you work with me, you won’t be passed off to an assistant, nor will you deal with someone in 1-800 land. You will be able to reach me directly on my cell phone. Let me show you why we continue to receive 5 star reviews from our valued clients.

Chirs Johnson in the office

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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