Mortgage Blog | Modesto Mortgage Broker

Latest Articles

16 Feb 2024

What Moves Mortgage Rates? The Role of Mortgage Backed Securities

In the ever-evolving landscape of the housing market, understanding the dynamics of mortgage rates is crucial for both first-time homebuyers and seasoned investors. One of the less understood but critically important aspects of these rates is their connection to mortgage-backed securities (MBS). This blog post aims to demystify this relationship and highlight the importance of […]

12 Feb 2024

How Loan Limits Vary Among Different Programs

Navigating the landscape of mortgage loans in Stanislaus County can be a complex process, but understanding the loan limits for FHA, Conventional, and VA loans is a crucial step for prospective homebuyers. Here’s a comprehensive guide to help you navigate these limits in 2024, ensuring you’re well-informed to make the best decisions for your home […]

9 Feb 2024

Understanding the Differences Between Construction to Permanent and OTC Construction Loans

When it comes to financing a new home construction project, there are several options available. Two of the most common options are Construction to Permanent and OTC Construction loans. While both loans can help homeowners realize their dream of building a custom home, it’s important to understand the key differences between the two before deciding […]

9 Feb 2024

Unlocking Your Home’s Wealth: A Wise Financial Strategy

0 Chris Johnson Blog

In recent years, the concept of utilizing home equity has become an appealing financial strategy for many homeowners. Coming out of the holiday season often accompanies a rise in credit card debts due to festive spending, tapping into your home’s equity could be a viable solution to manage these financial hurdles. As of 2023, the […]

2 Feb 2024

Buying a Home in Today’s Interest Rate Environment: Why It Might Be the Right Move

In the ever-evolving landscape of the real estate market, potential homebuyers often find themselves at a crossroads, especially when faced with higher interest rates. Today, with rates hovering around 7.5%, many are on the fence about diving into homeownership. But before you decide to delay your dream of owning a home, let’s dig into some […]

Latest Articles

What Moves Mortgage Rates? The Role of Mortgage Backed Securities

How Loan Limits Vary Among Different Programs

Understanding the Differences Between Construction to Permanent and OTC Construction Loans

Unlocking Your Home’s Wealth: A Wise Financial Strategy

Buying a Home in Today’s Interest Rate Environment: Why It Might Be the Right Move

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