At NorCal Mortgage, we’re more than just a mortgage company — we’re your trusted partner in home financing. As a full-service independent mortgage broker, we provide our clients access to the lowest wholesale mortgage rates available, with a personalized approach that big banks simply can’t match.

With over 20 years of industry experience, we’ve built strong relationships with top lenders across the country. This allows us to shop on your behalf, compare multiple loan products, and secure the best possible terms for your unique needs — whether you’re buying your first home, refinancing, or investing in real estate.

Our streamlined process, advanced technology, and expert guidance make for faster closings — often in as little as 10 days.

At NorCal Mortgage, we’re committed to making the mortgage process simple, transparent, and stress-free.